With only conference championship games left to play, here is how the field currently shakes out for the 2024, 12-team College Football Playoff.
- Oregon
- Texas
- SMU (presumed conf. champ.)
- Boise State (presumed conf. champ.)
- Penn State
- Notre Dame
- Georgia
- Ohio State
- Tennessee
- Indiana
- Alabama
- Arizona State (presumed conf. champ.)
The presumed conference champions get their spots in the field due to winning the conference, not due to the CFP’s actual ranking of teams. From there, the at-larges are slotted in order from highest to lowest until the field is filled. The teams on the outside-looking-in, in order, are:
- Miami
- Ole Miss
- South Carolina
Let’s look at certain scenarios to determine how much the bracket can change from here to Sunday when the final rankings are released and actual bracket is generated.
The MWC conference game takes place Friday night, with Boise State hosting UNLV. Obviously Boise wins and it is in. If UNLV wins, Boise will fall outside the top 12 and the Rebels will almost certainly get a bid in the CFP. The reason we use almost is because there is another conference championship being played that night, Army vs. Tulane. In theory, a 1-loss Army team could get the final spot reserved for a conference champion over a 2-loss UNLV. However, given the fact UNLV is currently at #20 and Army is at #24 as well as the fact UNLV is facing a tougher opponent (#10 Boise State) than Army (unranked Tulane), it is very difficult to see Army jumping UNLV and making the field1.
Regarding seeds, Boise State with a win should hold on to the #4 seed. The only team that could jump over the Broncos would be the Big 12 winner (#16 Iowa State / #15 Arizona State, more on this game later), and while the Big 12 winner will get a solid win to add to its resume, a Boise State defeat of UNLV would boost Boise a bit as well. So it’s very unlikely that Boise falls to below the #4 seed and first-round bye.
On to Saturday, where the Big 12 championship game kicks off first at 11:00 am in Arlington. This is a simple, win-and-you’re-in situation. Either Arizona St. or Iowa St. will represent the Big 12 in the CFP. The only question is whether or not the winner will earn a bye and top 4 seed. They will have a better idea depending on the result of the MWC game the day before, but the ACC result later on will matter as well.
Next, at 3:00 pm CT, is the SEC championship game from Atlanta. Georgia and Texas face in a rematch, with the winner almost certainly getting a top-2 seed and the loser falling somewhere from #5-#10. Texas is probably the only team that can get a #1 seed (if Oregon loses) and would likely only fall to #6 at worst. Georgia winning would get the Bulldogs a #2 seed and losing would give them 3 losses and could make them be the road team in the first round of the playoff. It is highly unlikely a 3 loss Georgia team falls out altogether, given the SOS is great and only getting stronger this week and the fact UGA has 10 wins already. In other words, Georgia will remain in front of the other 3-loss SEC teams.
Saturday evening sees the final two relevant conference championship games, with the ACC championship in Charlotte and Big 10 championship in Indianapolis. Should Oregon knock off Penn State, the Ducks keep the #1 seed. A loss puts them down to the #5 seed regardless. Penn State winning would get the Nittany Lions a #2 seed if Texas won the SEC game and a #1 seed if Georgia won. A Penn State loss would find the Nittany Lions in the #5-#7 range depending on what happened with Texas/Georgia and how the committee decided to order Penn State with Ohio State. In the head-to-head, Ohio State defeated Penn State. However, even with a loss, Penn State would have a better record (11-2 vs. 10-2) than Ohio State. But both teams would still host a first round game.
Onto the ACC, which has the biggest implications for the bubble. SMU is the #3 seed and keeps that with a win, whereas Clemson is only in the field with a win. Let’s start with a Clemson win to see how high the Tigers could likely go. At 10-3, Clemson would have a worse record than 11-2 Big 12 winner. They would also be behind a 12-1 Boise. However, if UNLV beat Boise the night prior, Clemson winning would get them into the top-4 with UNLV getting the final conference spot (and #12 seed). Can Clemson jump the Big 12 winner? Not likely, however it would have a better win (SMU is #8) than either Big 12 team winning, as it is #15 vs. #16 in Arlington.
Clemson winning would knock down SMU, the current #3 seed but #8 ranked team. A loss, albeit not a “bad” one, would drop the Mustangs some. How far is the question. In this scenario, 11 teams would be decided (Oregon, Texas, Penn State, Notre Dame, Georgia, Ohio State, Tennessee, Indiana, ACC champ Clemson, Big 12 champ, MWC champ), with the final spot presumably coming down to SMU, Alabama, and perhaps Miami. It’s tough to see how SMU losing would help Miami, but we will get more into the Miami/Alabama discussion at the end. Were SMU to lose and it came down to SMU/Alabama, would the committee punish SMU for losing a conference championship game (they were required to play in while Alabama sat idle)? Seems like a really poor decision. Then again, the committee seems to be beholden to the wishes of Greg Sankey.
SMU can end all discussion by winning and securing a #3 seed, a spot which would give it a good chance of advancing (vs. the winner of #6 and #11) in the quarterfinal bowl game it plays in. While it may still make the CFP with a loss, the best chance SMU has at going all the way is to win Saturday night in the ACC title game.
Now let’s look at some further scenarios. Notre Dame is effectively locked in as a first-round host, but it would get all the way up to #5 with losses by both Penn State and Georgia. If both Penn State and Georgia win, the Fighting Irish are nearly guaranteed to get the #7 seed. Still a first-round home game, but not as good of a path.
Ohio State can move up 1 or 2 spots (they need Penn State and/or Georgia to lose), but as the current #8 seed they are poised to host a first-round playoff game. What a weird year with the 12-team field. Normally losing on senior day to arch-rival Michigan would be the end of the Buckeyes’ dreams, but not only can they still win a national championship they can do so by winning in their final game at the Horseshoe, thereby helping to erase the embarrassing loss in the Big Game.
Idle Tennessee (at #9) could move in to a host spot were Georgia to lose and lose somewhat convincingly. Again, it’s tough to say how far the committee would ding a 10-2 Georgia if it loses on Saturday to fall to 10-3. Georgia already beat Tennessee this year head-to-head, why should the Vols be rewarded from sitting at home while the Dogs are forced to play Texas? But would the committee keep Tennessee at #9 and drop Georgia to #8, generating a first-round all-SEC rematch? Not sure that’s what anyone really wanted the playoff for.
Idle Indiana (#10) seems stuck in place, with the only potential movement coming in the event of an SMU loss (which would likely move the Hoosiers up to #9). This would still force Indiana to go on the road in the first round, in spite of its 11-1 record. We have Indiana with the 8th best resume (WAB), as does ESPN’s SOR. Tough luck for the Hoosiers, who have a convincing case that they should be hosting a first-round playoff game. Still, Indiana is a lock.
We finally make it to the final playoff spot, which likely comes down to Alabama, Miami, and SMU with a loss. Should the Ponies lose, this gets even more complex than it already is. Let’s assume SMU wins and look just as Alabama/Miami. For Alabama, they can’t do much except trust that the committee won’t change their collective mind. The Tide are in the #11 spot, one ahead of Miami, and both teams are idle. Should be an easy case of “this has already been decided.” For Miami, they arguably have a better resume (ESPN SOR disagrees, but other sources show the Canes), but if the committee doesn’t see it that way they can’t do anything. One thing that would benefit Miami is a Georgia loss. While the Dogs won’t likely fall below Miami in this scenario, it would weaken the resume of Alabama, a team who boasts a big win against Georgia. If this win were diminished somewhat, is that enough to push Miami over ‘Bama? Likely not, but some hope is better than none. Still, I don’t see Alabama falling out to Miami. The far more likely way for them to miss the field is if Clemson beats SMU (in a close game), allowing SMU to remain in the field but nudging the Tide out in the process.
Predictions:
Boise State over UNLV. Boise in the field as #4.
Tulane over Army. Both out, but ending any long-shot of Army sneaking in.
Iowa State over Arizona State. ISU in the field as #12.
Georgia over Texas. UGA as #2, UT as #5.
Oregon over Penn State. UO as #1, PSU as #7.
SMU over Clemson (close game). SMU as #3.
Notre Dame goes to #6. Ohio State #8. Tennessee #9. Indiana #10. Alabama #11.
Predicted First round games:
#12 Iowa State @ #5 Texas
#11 Alabama @ #6 Notre Dame
#10 Indiana @ #7 Penn State
#9 Tennessee @ #8 Ohio State
Bowl games:
#1 Oregon chooses the Rose Bowl.
#2 Georgia chooses the Peach Bowl.
#3 SMU chooses the Fiesta Bowl.
#4 Boise State is slotted the Sugar Bowl.
- Had UNLV lost to say, Kansas in the non-conference, then a 3-loss UNLV team would likely miss out to a 1-loss Army. Had this occurred, what would have been even more amazing would be the fact Army still has a regular season game to play…its rivalry game against Navy. Navy is not the worst mid-major at 8-3 (#68 in FPI, so near the middle of FBS), and could easily knock off Army in a game that wouldn’t matter to the playoff committee solely because it was played after the selection. Inversely, perhaps Army getting an 11th win vs. Navy before the conference championship would have boosted its resume enough to help it jump over UNLV. The timing of the Army/Navy game almost had huge ramifications on the CFP field, and arguably it still might have had a minor impact this season. ↩︎















